If you’re covered by Original Medicare — Medicare Part A and Part B — you can carry your coverage when you move to the United States, but you should inform Medicare before moving. Many Medigap plans can be transferred to you. It would be best if you verified your Medicare Advantage and Medicare Part D drug plan to find out the coverage that will follow you.
Do You Have To Notify Medicare If You Move
The short answer is simply: NO. Original Medicare includes Medicare Part A hospital
insurance and Medicare Part B medical insurance. Since the federal government manages, it can carry your insurance coverage when you relocate anywhere inside the United States and its territories.
Moving to a new location and take your original Medicare Protection One one of 50 U.S. states
The District of Columbia (Washington, DC)
Puerto Rico
U.S. Virgin Islands
Northern Mariana Islands
Guam
American Samoa
How to Transfer Medicare and Medicaid Transfer Medicare and Medicaid to another State
If you are a beneficiary of Original Medicare — Medicare Part A and Part B — you must inform Medicare and the Social Security Administration and Medicare before moving. Changing your address and other information is essential to ensure that you don’t delay or miss benefits.
UPDATE YOUR ADDRESS
Before you move, ensure that you update your address using the help of both Social Security and Medicare. Go through the Profile section on the My Social Security website to change your address. You can also update your Medicare details through the Social Security Administration at 1-800-772-1213.
Source: U.S. Department of Health and Human Services
Suppose you are a member of a Medicare Advantage program, Medicare Part D prescription drug plan, or Medigap plan. In that case, you must notify your plan’s administrator before relocating to a different state or any location outside the plan’s service area.
Do Medicare Benefits transfer from State To State?
If you have original Medicare (Medicare Part A and Medicare Part B), you are covered anywhere in the United States. You must, however, use hospitals and doctors that accept Medicare.
If you have a Medicare Advantage or Supplement plan, your coverage outside your area or home state is based on your specific scenario. You may need to check with a local agent to verify your coverage after the move.
Medicare Living In Two States
You can have Medicare while living in two states, but you’ll choose one location as your primary residence. There will be some Medicare plans that benefit you more than others when you have multiple homes. Some retired people choose to reside in two different locations.
Medicare Part D Moving Out Of State
If you’re a member of a Medicare Part D prescription plan, you’ll have to sign up for an
entirely new program in the new state. Medicare Part D drug plans are offered by private insurance companies and are unique to the state in which they are sold.
You’ll have only two months to sign-up for a new plan after you’ve relocated. If you do not sign up within the specified time and you don’t, you’ll be unable to get the coverage. Then, you’ll have to be patient until the end of the open enrollment period in October for signing up.
AVOID PART D PENALTIES
If you are denied coverage for a drug, Medicare charges a penalty that is added to each month’s Part D premium when you renew your enrollment. The disadvantage is calculated based on one per cent of the “national basic price” ($33.06 for 2021) for each month you do not have coverage.
Source: U.S. Centers for Medicare & Medicaid Services
If you inform your Medicare Plan D plan administrator of your move and wish to purchase an additional policy in the area, you’re moving in the month before the move. There’s still a two-month period following the time the activity is completed to act as a buffer.
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